Sigma Research

e-Daily Rate Market Report

Our most widely used service.


E-Mailed at 10:30 AM and 4:30 PM (eastern) every market day, with FLASH e-mail reports and cell phone messaging reports issued anytime through the day when the mortgage market moves enough to cause re-pricing from morning pricing levels, the e-DAILY REPORT is the most widely used of our services to the mortgage lending industry, with over 500 readers.
The mission of the SHIRMEYER e-DAILY RATE MARKET REPORT is two-fold: The best and most thorough interest rate market report available to the mortgage lending industry, concise and unhedged. Plus, accurate trading suggestions on daily hold/lock decisions. Included are: complete coverage of all economic releases and how markets will react to the reports; what we expect trading activity will do each day; our analysis of where interest rates are headed in the near term and what hurdles must be overcome to achieve our targets; complete details and insight into all economic releases each month and how traders will react; and our specific and detailed hold/lock recommendations. We cover everything needed by mortgage lenders to understand what is really moving the markets now and in the next few days.

Our daily e-mail reports provide mortgage lenders with information that increases market knowledge, adding to the professionalism desired by mortgage loan clients.

Our hold/lock recommendations WILL increase profits while simultaneously providing peace of mind by reducing the risk associated with holding rate-locked client loans. Our trading philosophy is conservative; we believe mortgage lenders can increase profit margins by knowing when to hold and when to stand down.

We are not new to the game. The Shirmeyer Report, now in its eighteenth year of publication, is backed by forty years of bond market trading and mortgage banking experience. Shirmeyer spent twenty years in mortgage banking, from loan officer to COO of a major regional mortgage banking firm; ten years as a bond trader and hedging specialist for two Wall Street firms, working exclusively with mortgage bankers in hedging pipeline interest rate risk exposure. For the last eighteen years, Shirmeyer has been directly managing pipeline risk for a number of large originators, writing the SHIRMEYER e-Daily RATE MARKET REPORT, providing private-label commentaries to wholesale lenders, and web site commentary.


Available on a month-by-month subscription basis at $40.00/month using MasterCard or Visa, or by credit card or invoice on a quarterly or annual basis (get one month free with annual payment).